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U.S. Bank Cash+® Visa Signature® Card Overview

U.S. Bank Cash+® Card: Custom Cash Back

Earn 5% cash back in categories you choose and 2% in everyday spending areas.

Por: Alta Renda BR

The U.S. Bank Cash+ Card lets you choose how you earn rewards—5% cash back on two categories (up to $2,000/quarter), 2% on an everyday category, and 1% on all other purchases. With no annual fee and customizable rewards, it’s ideal for flexible cash back based on your spending. A foreign transaction fee applies, but the card stands out for its domestic value and quarterly category selection.

thumb_up Benefits of the U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+ Card provides valuable, flexible rewards for different spending habits. Key benefits include:
  • done 5% cash back in two chosen categories each quarter
  • done 2% cash back on an everyday category
  • done 1% cash back on all other purchases
  • done No annual fee

thumb_down Potential Drawbacks of the U.S. Bank Cash+® Visa Signature® Card

While the U.S. Bank Cash+ Card offers flexible rewards, it has a few limitations, such as the foreign transaction fee and category spending caps.
  • close Foreign transaction fees apply
  • close $2,000 quarterly cap on 5% cash back
  • close Must choose categories each quarter

help How to Apply for the U.S. Bank Cash+® Visa Signature® Card

Applying for the U.S. Bank Cash+ Card is straightforward and can be completed online. Visit the U.S. Bank website, fill out the application form with your details, and submit it. Approval decisions are usually quick, and approved applicants receive their card by mail.
  1. Visit the U.S. Bank website.
  2. Select the U.S. Bank Cash+ Card application.
  3. Fill out the required personal and financial information.
  4. Review and submit the application.
  5. Await the approval decision.
  6. Receive your card in the mail.
The U.S. Bank Cash+ Card offers flexible cash back with no annual fee. Earn 5% in two chosen categories each quarter, 2% on everyday spending like gas or groceries, and 1% on all other purchases. Its customizable structure suits varied or changing expenses. Though it has a foreign transaction fee, it’s a strong option for maximizing domestic rewards.
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